Colonial Roofing Blog

Why Tile Roofs Fail From the Inside Out: Underlayment Aging in Florida Homes

Written by Colonial Roofing | Feb 23, 2026 9:57:18 AM

Here are a few things that you need to know about underlayment aging in Florida homes:

Why tiles can look fine while leaks develop

Tiles are durable and often reusable. Underlayment is not. In Florida’s heat and humidity, underlayment materials age faster than many homeowners expect.

A tile roof can appear visually perfect while the underlayment beneath it is brittle, cracked, or failing.

Typical underlayment lifespan

Depending on the material and installation era, tile roof underlayment in Florida often lasts 20 to 30 years. Older homes in Fort Myers, Naples, and Cape Coral may already be beyond that range.

Once underlayment begins to fail, leaks often appear around penetrations, valleys, transitions, and field areas.

Why this matters for homeowners

Many homeowners assume a leak means tiles need replacement. In reality, the tiles may still be serviceable. The issue is often hidden below the surface.

Understanding this distinction can prevent unnecessary tile replacement and help homeowners plan proactively.

Signs underlayment may be aging

Interior staining, recurring minor leaks, or moisture after heavy rain can all indicate underlayment deterioration. These issues are often missed during basic inspections.

Specialized roof evaluations that focus on tile systems provide better insight into actual roof condition.

Planning ahead

Proactive maintenance can ensure that you get the most of the life of your roof and underlayment. While you can’t necessarily extend roof lifespan, you can safeguard its longevity with the right maintenance program. This allows you to proactively repair, treat, and protect your roof from the elements, ensuring your underlayment performs for its full lifepsna. t

For Florida homeowners, knowing what is happening beneath the tile is just as important as what is visible on top.